Score What-If Simulator

Toggle disputes off. Watch the score update live.

highest-converting upsell & referral feature

What it does

The full picture

Clients interact with their dispute board like a game — toggle any disputed item to "removed" and watch their projected credit score recalculate live. The simulator makes abstract credit concepts tangible, keeps clients engaged through long dispute cycles, and dramatically increases referrals and upsells.

How it works

Step by step

Client Opens Simulator

Available directly inside the client portal, next to the dispute board. No separate login or app required.

Toggles Items On/Off

Client clicks any disputed item to mark it as hypothetically "removed." The simulator processes the change in real time.

Projected Score Updates

The projected credit score recalculates instantly, showing the exact point gain for each combination of removals.

Motivation Stays High

Clients can see how close they are to their goals — a mortgage approval threshold, a car loan rate, a credit card tier — and stay engaged for the full program.

Why it matters

Key benefits

Highest-converting feature for referrals and upsells

Keeps clients engaged through 3–6 month dispute cycles

Makes the value of each dispute concrete and personal

Clients share their simulator results with friends and family

Increases program completion rates significantly

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